Management

Rami Ryhänen

Chief Executive Officer

Mr Ryhänen has been CEO of the Company since its inception in 2005, where he has been at the forefront of the developing non-standard lending market in the Fenno-Baltic region. Prior to joining MCB, Mr Ryhänen spent two years as CEO of Jippii Mobile Entertainment Oy, a mobile entertainment service provider based in Helsinki, where he managed operations in 20 countries. Following its return to profitability he led the sale process of Jippii to Itouch plc. He previously held senior roles including CEO of Small Planet Limited and Customer Relationship Director of Sonera Oyj. Mr Ryhänen holds an MBA from the Institute for International Management Centers.

Henry Nilert

Chief Financial Officer

Mr Nilert joined the Company as CFO in March 2006, and has had an integral role in building the Company into a robust and transparent provider of credit solutions. Prior to joining MCB, Mr Nilert was a Partner of Crystal Capital Partners LLP, a private equity advisory firm based in London. Previously he co-founded iobox, a wireless software company, where he was Chief Operating Officer, helping grow it to a business with 1 million users and 120 employees in four countries, before its sale to Terra Mobile SA. Mr Nilert worked in investment banking in London, New York and Helsinki. He graduated from Dartmouth College in the US with a B.A. in Political Sciences.